FAQs

How do I access my balance quickly?


  • Mobile Banking: includes text banking to retrieve balances & activity
  • Enroll in Online Banking: bankofcadiz.com
  • Telephone Banking: 270.522.0399 | 800.816.1405

Mobile Banking FAQs


What's my routing number?
083901207

What are the ways I can set alerts on my account?



(Ex. I want to know my account balance or if my balance drops below $ amount)

How can I protect my debit card?



  • Download the SHAZAM Bolt$ app
  • Contact us if you are traveling to put an alert on your account
  • If your debit card is lost or stolen contact us immediately and after regular business hours, please call  800.383.8000. 



How do I report fraud on my account?


  • Contact us immediately during regular business hours
  • Instant issue debit card replacement is available at all locations


How do I receive my bank statement quicker?




Contact one of our Customer Service Representatives to:




How do I protect my account from overdrafts?


How can I protect my important papers and valuables?

We have safe deposit box options at all our locations.


How do I set up direct deposit to my account?


To setup direct deposit to your account at Bank of Cadiz & Trust Co., you can complete the Direct Deposit Form  and give to your human resources or payroll department. 

How can I send or receive a wire transfer? 

Incoming and outgoing wire transfers can be done through your Bank of Cadiz & Trust Co. account or another financial institution for a fee. The following information will be required in order to set these up: 

Incoming Wires: 





  • Corresponding Bank Routing #: Bankers Bank, Frankfort, KY - 083901896
  • For further credit: Use Bank of Cadiz & Trust Co. Routing Number - 083901207  
  • Need your account number information for final credit

Outgoing Wires:


  • Your account information with Bank of Cadiz & Trust Co. 
  • Account & Routing number from the financial institution you wish to wire the funds to 

Can I transfer to and from another financial institution? 

Yes, you can transfer funds between eligible personal Bank of Cadiz accounts and your eligible accounts at another financial institution from the Transfers page in Online Banking. Select Transfers and then select Add External Transfer Account. Fees may apply. This feature is not available for international accounts and business accounts. 

Additional products & services we offer:


  • Personal & Business Loans
  • Trust & Estate Planning
  • Investment Services
  • Cash Management Products


Locations and Hours

ATMs available at all locations




Online Banking

Easy Convenient Access to your money!
Anytime! Anywhere! 

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