Online Banking & Bill Pay

Easy, Convenient Access to your Money!

Anytime! Anywhere!

Online Banking offers the flexibility needed in today's society. This allows you, our customer, to perform banking tasks and bill paying responsibilities at your convenience 24/7 from anywhere you choose that has access internet access. This gives you the liberty of accomplishing your banking on your own schedule. Our online services include:

  • View latest account activity
  • Transfer funds between your Bank of Cadiz accounts and your accounts at other financial institutions with our External Transfer Service. Fees may apply. 
  • Pay recurring, occasional and one-time bills
  • Send and receive secure electronic messages concerning your accounts
  • Access your bank statements
  • Download account information directly into Quicken and Quickbooks
  • Access convenient user services
  • Set alerts for account balance, check cleared, deposits made and much more
  • Online Bill Pay 


Start saving time and money today and enroll now for Internet Banking! It's easy, secure and there's no software to install on your computer. Enrolling for our online banking is easy! Just click on the Login button and select either "Personal Enroll " or "Business Enroll " to start the process. Once the agreement is made to enroll, simply fill in your enrollment information, submit to the bank, then you will be notified with a confirmation. It's that simple! NOTE: Please review Bank of Cadiz & Trust Co., Privacy Statement before agreeing to enroll in the online banking services. 

On-Time Payment Guarantee

Download the latest 128-bit encrypted browser for increased security. 

Online Bill Pay¹

Online Bill Pay is available to our Online Banking customers. Pay bills quickly and easily from within our Online Banking with Bill Pay. There's no need to worry about envelopes and stamps - just setup your payees online. Our online bill pay allows you to setup one time and/or recurring payments to be made from your Bank of Cadiz(s) accounts. You choose which of your accounts the bills will be paid from and create your payee list. The payment schedule may be setup to occur daily, weekly, monthly, quarterly, semi-annually or annually; or a one-time payment may be selected. 

Click here for a demo of our Online Bill Pay service. 

Online Bill Pay Features: 

  • Setup one-time and/or recurring payments 
  • Email and text reminders
  • Person to Person (P2P) Payments²
  • Charitable and Gift Checks³
  • Pay Bills using our Mobile App - click here for mobile banking information 
  • Customer Service Support Line: 866.847.2849 (Hours: 7:30AM - 2:00AM EST Monday - Friday)
  • Live Chat 

¹Online BIll Pay is no charge with e-statements or an internet banking statement. If you choose to use our bill pay service and receive paper statements there will be a $5.00 service charge implemented in the months bills are processed for you. ²Person to Person Payments are available for a service charge of $2.00 per transfer. ³Charitable checks are $1.99 each and Gift checks are $2.99 each.  

New Enhanced Bill Pay

Click the link below for the Bill Pay Demo. 

Bill Pay Demo