Business Loans

We know that getting a commercial loan can feel overwhelming. Our commercial lending team can help simplify the process and help find you the best financing solution to fit your business needs. Whether it’s a term loan, line of credit or real estate loan, we can guide you through all of your options and help make the choice that’s right for you. Our commercial loans include the following: 

Term Loan

Our commercial term loans can help you get down to business. We offer a choice of terms and rate options that can help you buy business vehicles, restructure your company’s debt or provide you with working capital. 

Line of Credit

With a commercial line of credit, you’ll have a revolving credit line whenever you need it or for whatever you need.


  • Available for short-term cash needs
  • Revolving line of credit
  • Renewable annually

Real Estate Loans

Whether you’re renovating, expanding or building a whole new structure from the ground up, a Bank of Cadiz & Trust Co. construction mortgage can help you complete your project.

If purchasing or refinancing a commercial property (including residential non-owner occupied investment properties) is in your future, a commercial mortgage from Bank of Cadiz & Trust Co. would be a smart move.

SBA Loans

Bank of Cadiz & Trust Co. works with various government agencies including SBA (Small Business Administration). SBA loans may help your business qualify for financing more easily and receive more flexible terms.

Contact one of our lenders today!

Cadiz Office:
Phone: 270.522.2141
Fax: 270.522.6234
Located in the Main Office 
79 Main Street, PO Box 2020, Cadiz KY 42211

Hopkinsville Office:
Phone: 270.886.2019
Fax: 270.885.3195
2808 Ft. Campbell Blvd, Hopkinsville KY 42240

Murray Office:  
Phone: 270.767-8825
Fax: 270.759.4986
307 North 12th Street, Murray KY 42071

Remote Deposit Capture

Just click, scan and submit. 
Deposit checks in the convenience of your own office. Contact us today for a demo. 

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