We are increasing the amount we make available for withdrawal by checks not subject to next day availability from $200 to $225. In addition, the amount available for withdrawal on longer exception holds for large deposits, new accounts and accounts with repeated overdrafts, increases from $5000 to $5,525.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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Our top-tier account with all the perks | |||||||
Account Types | Advantage Club
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Super Now | 50+ Interest Checking | Simple Checking | |||
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Unlimited Check Writing | ![]() |
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Online Banking | ![]() |
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VISA® Instant Issue Chip Debit Card 1 | ![]() |
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VISA® Debit Card Fraud Protection² |
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Free Transactions at Bank of Cadiz ATMs | ![]() |
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Mobile and Text Banking 3 | ![]() |
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Email and Text Alerts | ![]() |
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E-Statements with Check Images 4 | ![]() |
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24 Hour Telephone Banking | ![]() |
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Accidental Death Insurance 5 | ![]() |
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Common Carrier Insurance 5 | ![]() |
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Identity Theft 911™ | ![]() |
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Living Family Journal | ![]() |
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Free First Order of Checks | ![]() |
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Free First Year on New Safe Deposit Box 6 | ![]() |
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Free Cashier's Checks | ![]() |
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Earns Interest | ![]() |
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No Minimum Balance Requirements | ![]() |
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Monthly Fee | $5.00 | $8.00 | $10.00 | $0.00 | $0.00 | ||
To Avoid Monthly Fee | Maintain a balance of $2,000+ | ||||||
More | More | More | More | More |
1 VISA® Instant Issue Chip Debit Card Fee of $10.00.
2 VISA® Chip Debit Card Fraud Protection - Standard internet service and text messaging rates may apply.
3 Mobile & Text Banking - Standard internet service and text messaging rates may apply. Mobile Check Deposit Available - $1.00 per deposit;
4 Paper Statements with check images are available for a monthly fee of $3.00.
5 This product is Not a Deposit - Not FDIC Insured - Not Insured by any Federal Government Agency - Not Guaranteed by the Bank.
6 Size restrictions and locations will vary
Please contact any of the following for current rates or to obtain information on any of the above accounts: info@bankofcadiz.com
Advantage Club Checking
- Advantage Club Checking – Join our Club!
- $8.00 Monthly Membership Fee
- Accidental Death & Dismemberment Insurance¹
- Common Carrier Insurance ¹
- Identity Theft 911™
- Living Family Journal
- Unlimited Check Writing
- No Minimum Balance Requirements
- Free First Order of Checks
- Check Images Provided
- Free First year on New Safe Deposit Box¹
- Free Cashier’s Checks
Discount For Age 50 and Over:
- $5.00 Monthly Membership Fee
- Interest paid on Daily balances of $1,000 or higher
¹ Insurance products are Not a Deposit – Not a FDIC Insured – Not Insured by any Federal Government Agency – Not Guaranteed by the Bank
² Size restrictions and locations will vary
Super Now
- $2,000 and over no charge
- Under $2,000.00 - Monthly fee $10.00
- Monthly statement - Check images provided
- Interest rates subject to adjustment on a daily basis. Interest paid on Average Collected Balances $1,000.00 or higher.
- *MINIMUM OPENING DEPOSIT OF $100.00 IS REQUIRED
50 + Interest Checking
- FOR AGE 50 AND OVER
- No Monthly Fee
- No Minimum Balance Requirements
- Interest paid on daily balances of $1,000 or more
- Unlimited Check Writing
- Monthly Statement - Check Images Provided
- *MINIMUM OPENING DEPOSIT OF $100.00 IS REQUIRED
Simple Checking
- No Monthly Fee
- No Minimum Balance Requirements
- Unlimited Check Writing
- Free Online Banking statement or E-statement with check images
- Paper statement with check images $3.00
- *MINIMUM OPENING DEPOSIT OF $100.00 IS REQUIRED
Please contact any of the following for more information on any of the above accounts.
You may contact us.
Cadiz:
270.522.6066
270.522.0450
Hopkinsville:
270.885.3211
Murray:
270.759.4852