Business Checking

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Customer Awareness

Every Business Checking Account includes these benefits and services: 

Small Business Checking

  • Minimum Opening Deposit: $100
  • Monthly Fee - No Charge
  • Minimum Daily Balance - None
  • Interest paid on average collected balance of $5,000.00 or higher
  • First 150 Combined Items* – No Charge
  • Fee for Combined Items over 150 - $0.50 each
  • Free Online Banking statement or E-statement with check images
  • Paper statement with check images $3.00
  • Minimum opening deposit of $100.00 is required

*Combined Items include: Checks Paid,Deposit Tickets, Checks Deposited, Online Bill Payments and Electronic Debits & Credits

Commercial Checking

  • Minimum Opening Deposit: $100
  • Monthly Fee: $10.00 
  • FDIC Assessment - $0.02 per $100 average balance
  • Checks Deposited – $0.10 each
  • Checks Paid - $0.20 for each paid during the month
  • Electronic Debits and Credits - $0.16 each
  • Free Online Banking statement or E-statement with check images
  • Paper statement with check images $3.00
  • Service charges may be reduced or eliminated through an earnings credit
  • Minimum opening deposit of $100.00 is required

Please contact any of the following for more information on any of the above accounts. 
You may contact us or call us toll free 866.554.6066. 

Cadiz:
Andrea Esposito/Susan Holmes
Sarah Neighborgall
270.522.6066

Jennifer Knight
Yvonne Clayton
270.522.0450 

Hopkinsville:
Pat Jenkins/Betty Winders 
Katherine Latham
270.885.3211

Murray: 
Ashley Burkeen
Lisa Shoemaker
270.759.4852