Privacy Policy

FACTS WHAT DOES BANK OF CADIZ & TRUST CO. DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit scores and employment information

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Cadiz & Trust Co. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Bank of Cadiz & Trust Co. share? Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes —
to offer our products and services to you
NO We don't share
For joint marketing with other financial companies NO We don't share
For our affiliates’ everyday business purposes —
information about your transactions and experiences
NO We don't share
For our affiliates’ everyday business purposes —
information about your creditworthiness
NO We don't share
For non-affiliates to market to you NO We don't share

Questions? Call 270-522-6066 or go to www.bankofcadiz.com

Who we are
Who is providing this notice? Bank of Cadiz & Trust Co.

What we do
How does Bank of Cadiz & Trust Co. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank of Cadiz & Trust Co. collect my personal information?

We collect your personal information, for example, when you

  • open an account or give us employment history
  • show your driver's license or apply for a loan
  • show your government-issued ID

We also collect your personal information from other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Bank of Cadiz & Trust Company has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Bank of Cadiz & Trust Company does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Bank of Cadiz & Trust Company doesn't jointly market.

Other important information
If you have any questions, please call the Bank of Cadiz & Trust Co. at 270-522-6066. Thank you.