Merchant Services

Bank of Cadiz & Trust Co. is pleased to offer Merchant Credit Card Processing Services in partnership with BancCard of America, Inc. Our alliance enables merchants to accept credit and debit cards as well as other forms of payment for goods and services. Credit and debit card acceptance is the fastest growing payment solution available to merchants today. We understand that without credit card processing it could cost your business in potential sales. The Bank of Cadiz & Trust Co. is committed to working with your business financial needs in mind and wants to partner with you to achieve your goals.

We offer a wide array of electronic payment options including credit card processing for new and existing merchants that are Retail, Home Based, Health Care, Mail Order and Internet.


Accept all Forms of Payment – providing convenience to your customer when purchasing goods and services. By having a Bank of Cadiz Merchant Services account, your customer can have the ability to make payments with all major credit cards.

Check Conversion with Guarantee – program that transforms check acceptance into a risk-free, electronic payment using the latest technology. The check guarantee payment program streamlines your check funds and eliminates your NSF check worries so you will receive all of your money.

Gift/Loyalty Card Program – a program for your business to offer gift and loyalty cards. This is a great way to increase the sales of your business.


  • Superior Local Service and Support
  • Professional 24-hour Customer Support
  • Competitive pricing
  • Offers almost all types of equipment applications, both hardware and software
  • One point of contact

We realize the importance of our commercial customers having the capability to accommodate patrons who prefer to use credit and debit cards as a form of payment. We welcome the opportunity to serve you in this capacity.

To get started, we need to learn about your business. Our Merchant Service Representative will meet with you to analyze your current needs and determine opportunities based on your customers’ method of payment, your hardware and software and your input of what you expect. Then we will meet with you and provide a payment processing solution so you can give quality customer service.

If you would like to find out how Bank of Cadiz & Trust Co. and BancCard of America, Inc can help you with any of our Merchant Services, contact us at 270.522.6066 or 866.554.6066.

Contact us today about our Cash Management Products.

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