Commercial Real Estate Loans

Bank of Cadiz & Trust Co. offers a full spectrum of commercial lending services and products. Our experienced team has the knowledge and expertise to help you refinance your existing debt or expand your business. We offer competitive rates on real estate loans for owner-occupied properties as well as commercial construction. While we understand that loan rates are important, being able to complete a purchase or a construction project on time and within budget can mean just as much to the bottom line. 

Construction Mortgage 

Loan Features:

  • Competitive rates
  • Interest-only payments during the construction phase
  • Option to convert to a permanent mortgage

Commercial Mortgage – Purchase or Refinance

Loan Features:

  • Competitive rates
  • Terms up to 20 years
  • Rates fixed for up to 5 years 
  • Loan-to-value ratio up to 80%
  • Tax exempt bond pricing available 

Contact one of our lenders today!

Cadiz Office:
Kevin Atwood, President/CEO 
Phone: 270.522.2141
Fax: 270.522.6234
Located in the Main Office 
79 Main Street, PO Box 2020, Cadiz KY 42211

Hopkinsville Office:
Katherine Latham, Assistant Vice President 
Phone: 270.886.2019
Fax: 270.885.3195
2808 Ft. Campbell Blvd, Hopkinsville KY 42240

Murray Office: 
Lisa Shoemaker, Vice President
Phone: 270.767-8827
Fax: 270.759.4986
307 North 12th Street, Murray KY 42071


Business Insurance

Business succession is crucial for your business' ongoing operation. Contact us today to help implement an insurance strategy that protects your company. 

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