Personal Checking

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Customer Awareness (Tips to Prevent ID Theft)

 

 

Click here to download the PDF.

Our top-tier account
with all the perks!

Advantage Club Super Now 50+ Interest
Checking
Simple
Checking
Age 50+ Under Age 50
Unlimited Check Writing Check Check Check Check Check
Free Online Banking with Bill Pay Check Check Check Check Check
VISA® Instant Issue Debit Card1 Check Check Check Check Check
VISA® Debit Cart Fraud Protection2 Check Check Check Check Check
Free Transactions at Bank of Cadiz ATMs Check Check Check Check Check
Mobile and Text Banking3 Check Check Check Check Check
Email and Text Alerts Check Check Check Check Check
Free E-Statements with Check Images4 Check Check Check Check Check
24 Hour Telephone Banking Check Check Check Check Check
Accidental Death Insurance5 Check Check
Common Carrier Insurance5 Check Check
Identity Theft 911™ Check Check
Vision & Eyewear Discounts Check Check
Discounts on Shopping, Travel & Attractions Check Check
Local Merchant Discounts Check Check
Living Family Journal Check Check
Free First Order of Checks Check Check
Free First Year on New Safe Deposit Box6 Check Check
Free Cashier's Checks & Money Orders Check Check
Earns Interest Check Check Check
No Minimum Balance Requirements Check Check Check Check
Monthly Fee $5 $8 $10 $0 $0
To Avoid Monthly Fee Maintain a balance
of $2,000+

 Minimum Opening Deposit $100

 

1 VISA® Instant Issue Debit Card Fee of $5.00.
2 VISA® Debit Card Fraud Protection - Standard internet service and text messaging rates may apply.
3 Mobile & Text Banking - Standard internet service and text messaging rates may apply.
4 Paper Statements with check images are available for a monthly fee of $3.00.
5 This product is Not a Deposit - Not FDIC Insured - Not Insured by any Federal Government Agency - Not Guaranteed by the Bank.
6 Size restrictions and locations will vary.

 

Advantage Club Checking


Advantage Club Checking – Join our Club!

  • $8.00 Monthly Membership Fee
  • Accidental Death & Dismemberment Insurance†
  • Common Carrier Insurance†
  • Identity Theft 911™ *
  • Vision & Eyewear Discounts
  • Discounts on Shopping, Travel & Attractions
  • Local Merchant Discounts
  • Living Family Journal
  • Unlimited Check Writing
  • No Minimum Balance Requirements
  • Free First Order of Checks
  • Check Images Provided
  • Free First year on New Safe Deposit Box ¹
  • Free Cashier’s Checks & Money Orders

Discount For Age 50 and Over:

  • $5.00 Monthly Membership Fee
  • Interest paid on Daily balances of $1,000 or higher

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Super Now


  • $2,000 and over no charge
  • Under $2,000.00 - Monthly fee $10.00
  • Monthly statement - Check images provided
  • Interest rates subject to adjustment on a daily basis. Interest paid on Average Collected Balances $1,000.00 or higher.

*MINIMUM OPENING DEPOSIT OF $100.00 IS REQUIRED

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50 + Interest Checking


  • FOR AGE 50 AND OVER
  • No Monthly Fee
  • No Minimum Balance Requirements
  • Interest paid on daily balances of $1,000 or more
  • Unlimited Check Writing
  • Monthly Statement - Check Images Provided

*MINIMUM OPENING DEPOSIT OF $100.00 IS REQUIRED

Simple Checking 


  • No Monthly Fee
  • No Minimum Balance Requirements
  • Unlimited Check Writing
  • Free Online Banking statement or E-statement with check images
  • Paper statement with check images $3.00

*MINIMUM OPENING DEPOSIT OF $100.00 IS REQUIRED

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Please contact any of the following for more information on any of the above accounts:
info@bankofcadiz.com or Toll Free (866) 554-6066

  • Andrea Esposito
    (270) 522-6066
  • Beth Cerrati
    (270) 522-6066
  • Jennifer Knight
    (270) 522-0450
  • Betty Winders/Pat Jenkins
    (270) 885-3211
  • Jennifer Eidson
    (270) 759-4852

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*Insurance products are:

NOT A DEPOSIT NOT FDIC INSURED NOT AN OBLIGATION OF
OR GUARANTEED BY THE FINANCIAL INSTITUTION OR AN
AFFILIATE NOT INSURED BY ANY AGENCY OF THE U.S.
MAY GO DOWN IN VALUE

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1 Size restrictions and locations will vary.