What's New





We have partnered with SHAZAM, our debit card network provider to help protect you against fraud.  Early warning is the key and with this new mobile app it can make you aware of suspicious activity sooner.  You know what you’ve purchased and you can spot an illegitimate purchase instantly.

With the SHAZAM Bolt$ app, you can automatically receive email alerts 24/7 to alert you of potential fraudulent activity:

• A debit card purchase for more than an amount you specify including transactions in foreign countries

• Any card-not-present debit transaction (telephone orders, internet orders, mail orders, etc)

• Any suspicious or high-risk transaction that occurs on your account


You’ll know right away whether the purchases are valid… so you can call immediately and put a stop to any fraud!

So don’t delay – Ask us today how to download SHAZAM Bolt$ today.  Below you will find a Cardholder User Guide to show you how to get set up.


The service is free.  Standard internet service rates may apply.  Check with your mobile provider for details.





Advantage Club Checking – Join our Club!

  •  $8.00 Monthly Membership Fee                                      
  •  Accidental Death & Dismemberment Insurance†
  •  Common Carrier Insurance†
  •  Identity Theft 911™ *
  •  Vision & Eyewear Discounts
  •  Discounts on Shopping, Travel & Attractions
  •  Local Merchant Discounts
  •  Living Family Journal
  •  Unlimited Check Writing
  •  No Minimum Balance Requirements
  •  Free First Order of Checks
  •  Check Images Provided
  •  Free First year on New Safe Deposit Box ¹
  •  Free Cashier’s Checks & Money Orders


Discount For Age 50 and Over:

  • $5.00 Monthly Membership Fee
  • Interest paid on Daily balances of $1,000 or higher



Visa® Debit Cards


Bank of Cadiz & Trust Co. offers convenient access to its ATM machines located at all branch locations as well as additional services off premise locations. Our automated teller card provides customers with 24-hour access to the VISA and MasterCard networks worldwide.


Visa® Debit Cards give you convenient, easy and secure access to your account.


  • Use anywhere Visa® debit is accepted – millions of locations worldwide
  • Use at ATMs, 24 hours a day, 7 days a week
  • Use for purchases and simply present your Visa® debit card to the retailer
  • Funds come directly out of your checking account
  • Track purchases in Online Banking
  • Convenient payment method for monthly bills
  • No monthly service fee for debit card purchases
  • Zero Liability¹ for unauthorized purchases



Instant Issue Debit Cards – Now Available


  • Get your Visa® Debit Card instantly!
  • No more waiting for your card to arrive in the mail
  • Replace a lost, stolen or damage card quickly
  • Get a card for your new Bank of Cadiz account immediately and have quicker access to your funds.
  • Check out our new look – flat debit card
  • Contact one of our Customer Service Representatives today to get your new card



¹Customer must notify Bank of Cadiz & Trust Co. within 60 days of receiving statement with unauthorized activity. A $5.00 fee will be charged for a new card and replacing a lost, stolen or damaged card.


Please be aware of “vishing” attacks on your debit card. The Bank of Cadiz & Trust Co. will not call you with a pre-recorded, automated phone call to “reactivate” your debit card requesting that you enter information. These calls are fraudulent and are not authorized by the Bank of Cadiz or SHAZAM, our debit card service provider. If you receive such a call, please hang up immediately and contact one of our customer service representatives.


To report a lost or stolen Debit/ATM card after regular business hours, please call (800) 383-8000.