Personal Savings

Savings Accounts

 

 

 

 

 

Savings
  • Minimum opening deposit $100.00
  • Two (2) withdrawals per month
  • Monthly fee of $1 .50 for balances under $100.00
  • Statements provided at least quarterly
  • Accounts which are inactive for 6 months are charged $1.00 per month.
  • No maintenance fee on balances over $100.00 or if customer is under age 18
  • Preauthorized transfers are limited to 6 per month, no more than 3 of which may be by check, draft, debit card or similar order made to third parties. Your account will be monitored for excess activity. If after notifying you, excess transactions continue, we may either close the account, cease paying interest on the account, or remove the transfer and draft capabilities.

 

 

Money Management

 

  • Opening deposit of $2500.00
  • Six (6) withdrawals per month
  • $10.00 per transfer over 6 per month
  • Monthly fee $5.50 if balance falls below $2500.00
  • Preauthorized transfers are limited to 6 per month, no more than 3 of which may be by check, draft, debit card or similar order made to third parties. Your account will be monitored for excess activity. If after notifying you, excess transactions continue, we may either close the account, cease paying interest on the account, or remove the transfer and draft capabilities.

 

 

Christmas Club
  • The Bank of Cadiz opens Christmas Clubs every October through January
  • Automatic transfers or the Traditional Christmas Club Coupon Book are available.
  • Interest paid on all accounts $100.00 or more



MINIMUM OPENING DEPOSIT ON ALL ACCOUNTS $100.00 (EXCEPT CHRISTMAS CLUBS)

 

 

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