Personal Loans

The Bank of Cadiz and Trust Company offers a variety of loan products to meet your personal needs. They include the following:

 

 

Personal Loans

 

 

 

 

 

Automobile Loans

 

  • Financing available on new and used vehicles.
  • Term financed based on age of vehicle and condition of vehicle.
  • Competitive rates based on current market conditions.

 

Boats/Recreational Vehicles

 

  • Financing for all recreational needs including powerboats, sailboats, pontoon boats, houseboats, and motor homes.
  • Flexible terms and competitve pricing.


Personal Loans

 

  • Secured and unsecured.
  • Flexible terms and competitive pricing.

 

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Real Estate Loans

 

The Bank of Cadiz and Trust Company offers a range of options to finance personal real estate including the following:

 

  • Variable and Fixed Rate loans to purchase or refinance.
  • Construction loans to build.
  • Flexible terms to meet your personal needs.

 

Home Equity Lines of Credit

 

  • Personal line of credit secured by your home with check writing capabilities.
  • Closed end loans for remodeling.

 

Home Equity Lines of Credit may offer tax advantages. Consult your tax advisor regarding the deductibility of interest.

 

 

Rental or Investment Property

 

  • All types of rental property including houses, duplex units, apartments, etc.
  • Flexible terms and competitive pricing.

 

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Credit Cards

Bank of Cadiz and Trust Company offers the VISA Credit Card account which is accepted throughout the world wherever the VISA logo is displayed. VISA Cards may be used for purchases or cash advances. To apply please go to the following link https://online1.elancard.com/oad/begin?locationCode=12185. You can check your balance, pay your bill, print or view your credit card statement check other account details through the following link:https://www.myaccountaccess.com/elanCard/login.do?theme=elan1&loc=12185.

 

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Overdraft Protection


An advantage to your personal checking account that does not cost you your savings. Our Bank of Cadiz and Trust Company Overdraft Protection can offer you the flexibility you need in managing your own funds, plus peace of mind knowing your checks will be honored. (Conditions Apply)

 

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Please contact any of the following for assistance:

info@bankofcadiz.com or Toll Free (866) 554-6066

 

 

  • John Durden
    Assistant Vice President and Lending Officer

    (270) 522-2147

        NMLS ID# 753971
 

  • Matt Cothran
    Assistant Vice President and Lending Officer

    (270) 522-2154

        NMLS ID#759399
 

  • Pam Alexander
    Lending Officer and Collections

    (270) 522-6066

        NMLS ID# 759398
 

  • Kevin Atwood
    Executive Vice President and Senior Loan Officer

    (270) 522-2141

        NMLS ID#759396
 

  • Katherine Latham
    Assistant Vice President and Lending Officer/Secondary Market

    (270) 886-2019

        NMLS ID# 753971


 

  • Lisa Shoemaker
    Vice President Commercial Loans

    (270) 759-4852

        NMLS ID# 1015098

 

 

Institution NMLS ID# 555611

 

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